|      A Michigan study found that cash rewards can be great incentives for improved employee health habits. However, researchers add that    the recipe for success includes one important ingredient: competition from workers' peers.  According to the University of Michigan Health    System, the list of employers offering cash incentives for workers to stay healthy    is expanding. HealthCare.gov says that the Affordable Care Act allows companies to    continue supporting wellness programs. However, employers will be able to offer    bigger financial incentives to promote healthier lifestyle choices by    workers. Losing weight and tossing tobacco are just two examples.  Researchers from the Ann Arbor VA Healthcare System    and the University of Michigan Health System teamed to conduct the study with    funding from the National Institute of Aging and support from the Department    of Veterans Affairs and the Robert Wood Johnson    Foundation Clinical Scholars program. Their findings appeared in the    Annals of Internal Medicine.  Statistics regarding body weight in the United States paint a grim    picture. According to the National Institute of Diabetes and Digestive and    Kidney Diseases, a whopping 68.8 percent of U.S. adults are obese or at least    overweight.  The Michigan researchers considered two    kinds of incentives for obese workers at Children's Hospital of Philadelphia.    One set of subjects received an offer of $100 for every month each either met    or surpassed a weight-loss objective.  Members of another group were divided into subgroups of five subjects    each, with a $500 award to be divided among those who met or exceeded monthly    goals. To increase competition, if some didn't succeed, the others were able    to collect more than $100 each.  After a monthly weigh-in, a subject checked an automated message with    information on that month's earnings. Those who didn't meet the goal heard    what they would have earned if they had met it.  The results from the second group showed that group-based incentives    yielded three times the weight loss than that achieved with individual    rewards. Researchers anticipate that the number of employers willing to offer    similar incentives will rise, in the hope of controlling healthcare costs in addition    to boosting workers' health.  Employers will have a number of other acceptable ways to reward employees    once the provisions of the Affordable Care Act are in effect in 2014. Among    them are premium discounts or rebates and lower cost-sharing requirements for    those who meet health status objectives after taking part in wellness    programs.  I increased up in a household of over weight and obese individuals. I have    struggled to control my weight my entire life. Based on my own weight-loss    efforts and experience with rewards for success, I'd have to agree that the    element of group competition can be a powerful motivator, whether connected    to cash or not. It's therefore not a surprise that workers prefer levels of    competition with cash rewards for weight decrease.  |    
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